I did not want to hijack the other posting on banking. I have use a Credit Union in OH for 10 years before Full Time plus 9 Years of full time for 90% of my banking. Most bills are automatically drafted (paid). I also have a BOA account for the other 10% only for the few times I need to "walk in" a bank -- like for a notary or get a loan. I only have one problem with the two banks.I am thinking about adding or replacing the credit union with Fidelity's Cash Management "bank". Most of my investments IRA etc are with Fidelity. The only real reason to replace the CU is that once a year or so (Christmas) I mail checks to a number (30+) of family members and the CU has a limit on 10 "MAILED" checks a month. Fidelity's banks does not have any limit. Has anyone use Fidelity as a on-line bank??? . . . :@

There are other ways to get money to people besides paper checks.

With google wallet you can send money to anybody with a Email account. With that said the people you send money to have to have a debit card. You can also send money to anybody with a paypal account. If you have a paypal account. But I am sure BofA must have online free bill pay like everyone else, right?Or sense it is gifts you want it in a envelope with a card.I almost forgot to answer you question. I have not used Fidelity Bank.

dave17352 wrote:With google wallet you can send money to anybody with a Email account. With that said the people you send money to have to have a debit card. I have checked out Google Wallet - Do not like the need for a debit card You can also send money to anybody with a paypal account. If you have a paypal account. I use PayPal some times but do not like the fee paypal charges. But I am sure BofA must have online free bill pay like everyone else, right? BofA does have free bill pay and I can pay any number of COMPANIES electronically. But only a limited number of people that need a check mailed.Or sense it is gifts you want it in a envelope with a card. This is why I need a "real" checkI almost forgot to answer you question. I have not used Fidelity Bank.

Sometimes when we travel, we purchase money orders from the Post Office to send to family members. Cost is $1.25 each. No experience with Fidelity Bank but here is one review you might be interested in: https://investorjunkie.com/4110/fidelity-review/ - scroll down to Sunil T review.

Some of your younger recipients may appreciate gifts like an Amazon gift card, Starbucks..etc. Beats have to change banks.I didn't know banks would include greeting cards with checks.

Fidelity Cash Management "Bank". ??? | Good Sam Community

rockhillmanor
Explorer
Jan 13, 2016
TenOC wrote:
.... The only real reason to replace the CU is that once a year or so (Christmas) I mail checks to a number (30+) of family members and the CU has a limit on 10 "MAILED" checks a month. Fidelity's banks does not have any limit....

How does your bank know how many checks you 'mail'?
John_Joey
Explorer
Jan 13, 2016
A simple solution is to keep your CU, but once a year transfer money to Fidelity. Then send your checks out of Fidelity over Christmas.

Like that old saying "don't put all your eggs in one basket."
2gypsies1
Explorer III
Jan 13, 2016
To answer the OP's question: We've used Fidelity for over 20 years for our investments and banking. Very easy to do and very satisfied.
2oldman
Explorer II
Jan 12, 2016
Some of your younger recipients may appreciate gifts like an Amazon gift card, Starbucks..etc. Beats have to change banks.

I didn't know banks would include greeting cards with checks.
sdianel_-acct_c
Explorer
Jan 12, 2016
Sometimes when we travel, we purchase money orders from the Post Office to send to family members. Cost is $1.25 each. No experience with Fidelity Bank but here is one review you might be interested in: https://investorjunkie.com/4110/fidelity-review/ - scroll down to Sunil T review.
TenOC
Nomad
Jan 12, 2016
dave17352 wrote:
With google wallet you can send money to anybody with a Email account. With that said the people you send money to have to have a debit card. I have checked out Google Wallet - Do not like the need for a debit card

You can also send money to anybody with a paypal account. If you have a paypal account. I use PayPal some times but do not like the fee paypal charges.

But I am sure BofA must have online free bill pay like everyone else, right? BofA does have free bill pay and I can pay any number of COMPANIES electronically. But only a limited number of people that need a check mailed.

Or sense it is gifts you want it in a envelope with a card. This is why I need a "real" check

I almost forgot to answer you question. I have not used Fidelity
Bank.
dave17352
Explorer
Jan 12, 2016
With google wallet you can send money to anybody with a Email account. With that said the people you send money to have to have a debit card. You can also send money to anybody with a paypal account. If you have a paypal account. But I am sure BofA must have online free bill pay like everyone else, right?

Or sense it is gifts you want it in a envelope with a card.

I almost forgot to answer you question. I have not used Fidelity
Bank.
2oldman
Explorer II
Jan 12, 2016
There are other ways to get money to people besides paper checks.

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Fidelity Cash Management "Bank". ???

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