Full-time insurance

Been with National Interstate for nine years through farm and city. http://www.fcisinsurance.com/

Dutch_12078 wrote:

1711tab wrote:

I'm retired and have had State Farm Insurance since the 60's on all my vehicles and motor coach, it's the best coverage per my $$$$ I can find... I've had claims and there taken care of asap... No rate hikes either...

As the previous poster pointed out, your agent is the key to obtaining the proper insurance at the best rate...

Tim

I can't find any references to fulltime RV'er coverage on State Farm's website. Are you sure they do fulltimers insurance?

I have State Farm Insurance...

*** UPDATE*** I just called State Farm Insurance (main office not a agent) and they stated they do have full timers insurance if you want to purchase full time insurance you need to call a local agent to discuss coverage and rates...

Tim

National Interstate Insurance is what we have. They specialize in full timers. They also insure your tow vehicle or toad. They include Coach Net roadside assistance in their policy (for a fee).

Progressive, great service and they understand fulltiming. Cover pets and a shed with contents if you have a seasonal site. Also have vanishing deductable.

Before you make a decision on insurance, contact Explorer Ins out of
Dayton Ohio, they are the experts.

1711tab wrote:

HappyKayakers wrote:
My current insurance expires at the end of this month (GMAC through Good Sam). I had a claim last spring so they raised my rates last summer and my renewal notice this year had a smaller increase. I suspected that would be the case and started checking other companies a week ago. (I can understand trying to get your money back but chasing me to a different company gets you $0.)

Looks like my best deal will come from National Interstate. It's available through several insurance brokers but that also took some work to find out what my actual premiums would be. The first quote looked extremely low. I contacted the agent again to remind him of the claim last year. He said they just quoted based on driving record (there was no police report filed). But, the questionnaire with the application asked about recent claims so I persisted. He finally plugged in the right info and gave me an accurate quote - higher than the original quote but still lower than the other quotes.

I'm retired and have had State Farm Insurance since the 60's on all my vehicles and motor coach, it's the best coverage per my $$$$ I can find... I've had claims and there taken care of asap... No rate hikes either...

As the previous poster pointed out, your agent is the key to obtaining the proper insurance at the best rate...

Tim

Well, State Farm does not quote on fulltimers. I too have had State Farm since I was 16 and when I approached my agent about fulltiming I was told I would have to look someplace else. We are with Allied and they have been very good to us.

1711tab wrote:

I'm retired and have had State Farm Insurance since the 60's on all my vehicles and motor coach, it's the best coverage per my $$$$ I can find... I've had claims and there taken care of asap... No rate hikes either...

As the previous poster pointed out, your agent is the key to obtaining the proper insurance at the best rate...

Tim

I can't find any references to fulltime RV'er coverage on State Farm's website. Are you sure they do fulltimers insurance?

HappyKayakers wrote:
My current insurance expires at the end of this month (GMAC through Good Sam). I had a claim last spring so they raised my rates last summer and my renewal notice this year had a smaller increase. I suspected that would be the case and started checking other companies a week ago. (I can understand trying to get your money back but chasing me to a different company gets you $0.)

Looks like my best deal will come from National Interstate. It's available through several insurance brokers but that also took some work to find out what my actual premiums would be. The first quote looked extremely low. I contacted the agent again to remind him of the claim last year. He said they just quoted based on driving record (there was no police report filed). But, the questionnaire with the application asked about recent claims so I persisted. He finally plugged in the right info and gave me an accurate quote - higher than the original quote but still lower than the other quotes.

I'm retired and have had State Farm Insurance since the 60's on all my vehicles and motor coach, it's the best coverage per my $$$$ I can find... I've had claims and there taken care of asap... No rate hikes either...

As the previous poster pointed out, your agent is the key to obtaining the proper insurance at the best rate...

Tim

From our personal experience, we would recommend Progressive. They have options for part time to full time.

My current insurance expires at the end of this month (GMAC through Good Sam). I had a claim last spring so they raised my rates last summer and my renewal notice this year had a smaller increase. I suspected that would be the case and started checking other companies a week ago. (I can understand trying to get your money back but chasing me to a different company gets you $0.)

Looks like my best deal will come from National Interstate. It's available through several insurance brokers but that also took some work to find out what my actual premiums would be. The first quote looked extremely low. I contacted the agent again to remind him of the claim last year. He said they just quoted based on driving record (there was no police report filed). But, the questionnaire with the application asked about recent claims so I persisted. He finally plugged in the right info and gave me an accurate quote - higher than the original quote but still lower than the other quotes.