Forum Discussion

mike102's avatar
mike102
Explorer
Aug 28, 2015

Getting Trailer Home

Hello all the wife and i are wanting to do the winters south and can really go anytime but the one thing that i am worried about is if something was to happen to me how would i get our stuff home, i had a heart attack 4 years ago and that is always on my mine beaning out and no way for the wife to get the trailer home is there insurance company's that cover that or would one have to hire someone.thanks
  • Skymed has a 90 day waiting period for benefits so be careful that you are covered before you leave

    FMCA ASSIST will not help your wife get the trailer home unless;
    a) The member has been transported under either the “emergency medical evacuation/repatriation” or “return of mortal remains” benefits; and
    b) no one in the member’s traveling party is capable of driving, or proficient and competent to drive, the member’s vehicle. The vehicle must be in good condition and capable of being safely driven on the highway in compliance with local laws.
    SO if you go in a hospital with a problem and are released but cannot drive FMCA will not help you.
    Worse comes to worse you put the trailer up for sale at a dealer and get your butski home in the vehicle and not worry about the trailer. You are letting worries stop you from enjoyment. I had my first heart attack at age 36 I am 66. I gotta die somewhere might as well be where I am enjoying myself. I boondock in the desert for up to 2 weeks.

    If you are really concerned buy something already on a lot in a park you enjoy.
    There are tons of quality RV'S for rent in the SouthWest already in nice parks for snowbirds and I am sure in Florida as well.
    Pick an area rent a RV on site and explore
  • GMandJM wrote:
    FMCA has Travel Assist.

    and

    Good Sam offers two levels of same.

    Other entites likely offer similar stuff.


    I agree 100% with the program offered with FMCA. Go to their website and join as the membership also has other beneficial perks.
  • We subscribe to SKYMED.com never have needed them YET but good insurance, I had a stroke a few years ago and am diagnosed with emphysema so the insurance helps us relax.
  • We have made an agreement with a couple of close RVing friends that we would help each other if this ever happens to any of us.
  • When we first started this adventure,, my wife learned how to tow, "just in case."

    Now, 9 years later I am disabled, and can no longer drive very far in one session, so now, she does all the driving and towing without a problem.

    If she can drive, your wife can learn to tow.
  • Do you have a family member or close friend you could call on in an emergency? coolmom has some excellent suggestions. DW will drive but is not comfortable with backing up or pulling in and out of cg's and fuel stops. She could if she had to.
  • Hi,

    You might have a plan to park the RV in the south, and decide to take the truck home or fly back. You can then have someone go back for the trailer at another time.

    My buddy had his son fly out to Flagstaff, and bring his motorhome home once. It was effective. Do you have kids that can pull the trailer? Or RVing Friends?

    Hopefully you will never need the back up plan, but it is good to have one!

    Fred.
  • Your wife is probably capable of learning how to tow it.

    But if something happens to you, she is not going to be in any emotional condition to face the challenge of a long trip north, likely under some time constraints.

    My recommendation is that she needs to be familiar enough with towing & hooking up, the weight of your trailer and how much tow vehicle it needs, and the basics of winterizing, so that she can talk to someone intelligently about it.

    If your trailer is going to be towed north in the winter, with no one using it on the trip, it needs to be winterized before it leaves Florida. There is probably someone at your RV park who could do that (assuming they could find some antifreeze to do it.)

    My suggestion is to make contingency plans and write them in some sort of notebook, so that she doesn't have to try and remember it all at a stressful time.

    It's a good idea to have emergency contacts, contingency plans, insurance info, and all that type of thing, organized in a notebook or file folder. Makes things much easier on family.