Health Insurance for Full timers
Health Insurance for Full timers Hi, we are looking at changing our residency to SD and are wondering how our health insurance will work. we are both under 65 do not collect SS and are to young for...
Forum Discussion
We full time and are in our 40s. Before we went on the road, we extensively researched our options.
For 'nationwide' coverage, a PPO is a must. HMOs are typically local and sometimes regional. Also, a larger insurer, such as one of the various Blue Cross iterations, will have many more doctors in many more locations. Our BC has over 25K providers in network.
Pick your state carefully. South Dakota has NO insurer that provides nationwide coverage. Also, prices vary depending on state and sometimes even zipcode within a state. Tennessee had the cheapest health insurance we could find; unfortunately, it is hard to establish residency there. Nevada and Alaska have very expensive health insurance.
To check prices, try using ehealthinsurance. They provide details on available plans and pricing based on zipcode. You can use this to find acceptable pricing. It might first be easier to find prices in zipcodes that offer mail services where you can set up residency.
Good luck!
For 'nationwide' coverage, a PPO is a must. HMOs are typically local and sometimes regional. Also, a larger insurer, such as one of the various Blue Cross iterations, will have many more doctors in many more locations. Our BC has over 25K providers in network.
Pick your state carefully. South Dakota has NO insurer that provides nationwide coverage. Also, prices vary depending on state and sometimes even zipcode within a state. Tennessee had the cheapest health insurance we could find; unfortunately, it is hard to establish residency there. Nevada and Alaska have very expensive health insurance.
To check prices, try using ehealthinsurance. They provide details on available plans and pricing based on zipcode. You can use this to find acceptable pricing. It might first be easier to find prices in zipcodes that offer mail services where you can set up residency.
Good luck!
