health insurance

I've planned a few long term deposits and planning to set up insurance for all of my family members.

I'm a retired state employee from NY, and we paid Social Security. I'm frankly surprised to see all the posts of civil servants who didn't have to pay in to it. I hadn't realized that was possible.

jesseannie wrote:
Really?
If you don't get SS benefits does that exclude you from Medicare?

jesseannie

It excludes you from Part A. It doesn't exclude you from part B but you will have to pay for that.

Big Katuna wrote:

machunt wrote:
I can get medicare when i reach 65 through my state run pension plan, its call ed the connector, they will subsidize my premiums but at what % is still unknown.

Medicare and SS aren’t tied together.
Also you will still need a supplemental policy to pick up what SS doesn’t cover.

and supplement plans F and B are being discontinued for most folks. don’t dawdle.

machunt wrote:
I can get medicare when i reach 65 through my state run pension plan, its call ed the connector, they will subsidize my premiums but at what % is still unknown.

Medicare and SS aren’t tied together.
Also you will still need a supplemental policy to pick up what SS doesn’t cover.

machunt wrote:
I can get medicare when i reach 65 through my state run pension plan, its call ed the connector, they will subsidize my premiums but at what % is still unknown.

The subsidy is likely going to be similar to what they are subsidizing today - I would use that as benchmark for making plans. My guess is that whatever they are offering is likely better than what your going to find elsewhere. Each state/locality is different - my friends a retired teacher his retirement plan was excellent compared to anything else available.

I'm a retired city cop and didn't pay into SS for 30 years but I am Medicare eligible and am on it. My wife won't be 65 for another 18 months and she is continuing on my city healthcare plan to the tune of $600/month. FWIW, I paid $0 into healthcare for the last 10 years that I've been retired so I shouldn't complain.

there are other options besides traditional insurance. look into/google MediShare.

I can get medicare when i reach 65 through my state run pension plan, its call ed the connector, they will subsidize my premiums but at what % is still unknown.

As a retired teacher, I am not eligible for social security because we did not pay into it except for a small amount from pre-teaching work. But we did pay a small amount so as to be medicare eligible which I am.