We live in Canada and plan to go to Arizona for 6 months as we’ve done for the past 7 years.my wife recently has a mastectomy and many years ago had a bout of asthma. As far as myself, I’ve been on blood pressure pills for the past 20 years. However, this past July we both turned 70 and for 6 month insurance they want $3400 to cover both of us. This does not cover anything related to asthma or cancer for my wife. Does this sound reasonable ?

LOFAT36 wrote:We live in Canada and plan to go to Arizona for 6 months as we’ve done for the past 7 years.my wife recently has a mastectomy and many years ago had a bout of asthma. As far as myself, I’ve been on blood pressure pills for the past 20 years. However, this past July we both turned 70 and for 6 month insurance they want $3400 to cover both of us. This does not cover anything related to asthma or cancer for my wife. Does this sound reasonable ?Just discussed on here.https://www.rv.net/forum/index.cfm/fuseaction/thread/tid/29969335.cfmYou're probably not far off, considering your ages, recent and past pre-existing conditions, and length of trip. There are too many variables to say for sure, and who you're dealing with might be a major factor in determining a price for you. Who are you with? That's probably the easiest fix, just change insurers/underwriters. In the linked thread, there are some good suggestions/alternatives.Bottom line: It costs what it costs to make sure you're completely covered, and traveling without it, could lead to catastrophic financial liabilities.

Have you tried "Googling" for coverage? Healthcare insurance in the USA costs just about twice as much as in Canada. I found this website that seems to offer several plans though I have no experience with them and am not connected in any way with them: https://www.americanvisitorinsurance.com/travel-insurance-over-70.aspAnother find:https://www.internationalinsurance.com/compare/global-medical.phpThese are just a couple of websites I found by searching. Do your own diligence and research.

LOFAT36 wrote:With Tour MedQuebec based? Are you in Quebec then, too?That almost always adds complexity.OK, I just reread that link I posted, and in it, there was a comment (not a link) to an outfit called https://www.secure2.travelinsuranceoffice.com/Have a look at them. There are several options in it, a comparison chart, and you can get a quick quote.

Nothing is reasonable about health care costs and insurance in the U.S.

Health insurance. | Good Sam Community

moisheh
Explorer
Sep 26, 2019
Buy from whom you please but never buy anything to do with Manulife. They will try and find a way to not pay!!!

Moisheh
joebedford
Nomad II
Sep 25, 2019
I had a heart attack earlier this year and I guess they're balking at that.
MDKMDK
Explorer
Sep 25, 2019
I got 30 day max, multi-trip online, but they wouldn't go higher than that. I tried 90 then 60.
joebedford
Nomad II
Sep 25, 2019
They won't quote me for 30-day multi-trip online.
MDKMDK
Explorer
Sep 25, 2019
They quoted me $272 for multi-trip, annual, 30 day max per trip. That's a bit higher than my bank's travel-med insurance. I can get 60 days per trip from them online for less than double that quote, same coverage, same answers to the medical questions. If I need more while away, they'll let me add days/weeks, providing I do another med q&a over the phone.
joebedford
Nomad II
Sep 25, 2019
Snowbird Advisor wants $6500 for me alone.
LOFAT36
Explorer
Sep 25, 2019
Thanks all.
RICK-ards_Red
Explorer
Sep 24, 2019
We use SnowbirdAdvisor Insurance, their insurance carrier is thru Manulife and they cover pre-existing conditions and cover up to 10 million $. We have used them for a couple of years now, we can still travel even with DW medical issues.

Web search Snowbird Advisor for free quotes etc.
Lwiddis
Explorer II
Sep 24, 2019
Nothing is reasonable about health care costs and insurance in the U.S.
MDKMDK
Explorer
Sep 24, 2019
LOFAT36 wrote:
With Tour Med

Quebec based? Are you in Quebec then, too?
That almost always adds complexity.

OK, I just reread that link I posted, and in it, there was a comment (not a link) to an outfit called

https://www.secure2.travelinsuranceoffice.com/

Have a look at them. There are several options in it, a comparison chart, and you can get a quick quote.

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