Insurance For Full-Time RVing
I will be living in an RV starting in September and I will need some insurance on the RV. I think I have read here that some companies will not issue a policy for the RV if you live in it full time. ...
Forum Discussion
1. Be wary of company recommendations. Insurance companies often have different policies, different coverages and different rates in different States.
2. If you are a full timer you need to disclose this to your insurer or agent. You need the appropriate coverage and you need to know the insurer is going to cover you as a full timer.
3. As a full timer you need to make sure your policy covers personal property. Personal property is often covered by homeowners and is omitted or very limited for part time RV insurance. Without homeowners you may have little or no personal property coverage.
4. I recommend you use an independent insurance agent who understands full timer insurance. Then read the fine print before you make a decision on the coverage.
5. I suggest you consider an umbrella policy to provide or extend personal liability coverage.
2. If you are a full timer you need to disclose this to your insurer or agent. You need the appropriate coverage and you need to know the insurer is going to cover you as a full timer.
3. As a full timer you need to make sure your policy covers personal property. Personal property is often covered by homeowners and is omitted or very limited for part time RV insurance. Without homeowners you may have little or no personal property coverage.
4. I recommend you use an independent insurance agent who understands full timer insurance. Then read the fine print before you make a decision on the coverage.
5. I suggest you consider an umbrella policy to provide or extend personal liability coverage.
