medical insurance under 65?
DH has Medicare, but I'm 62. ACA is state specific and doesn't look like it would work for a FT lifestyle. No employee coverage... no retiree coverage. No cobra. No military. Sooo...any id...
Forum Discussion
My plan is simple.
With the federal exchange you must sign up now and before the end of the year to have insurance for next year (not this year though). With private insurance you can sign up anytime and have insurance starting then. If you dont get insurance the penalty is 1% of your net income or $95, whichever is greater.
Since ALL policys cost far more then the 1% net, I elect to simply wait until I need it and purchase a gold level private plan when and if the time comes. If my 1% net affords some poor incapable person the chance to buy their own policy, then have at it.
With the federal exchange you must sign up now and before the end of the year to have insurance for next year (not this year though). With private insurance you can sign up anytime and have insurance starting then. If you dont get insurance the penalty is 1% of your net income or $95, whichever is greater.
Since ALL policys cost far more then the 1% net, I elect to simply wait until I need it and purchase a gold level private plan when and if the time comes. If my 1% net affords some poor incapable person the chance to buy their own policy, then have at it.
