Forum Discussion

Zhidoni's avatar
Zhidoni
Explorer
Dec 20, 2017

State of residence for healthcare

We are ready to go full time, but have hit a snag on state of residence. We live in MN, which has great healthcare options, but we need to have a mailing address. I know many people use SD, and that would work, except that it does not have good healthcare options if you are too young for Medicare. So we are willing to keep a MN residency, but are unable to find any services here like those in SD, TX or FL. we do not want to use FL because we plan on spending all our time in the West. And TX is pretty much out of our way too. One attorney in SD suggests having two addresses, one in SD and one in MN, but this seems unnecessarily complicated.
We do not have friends or family who could be our residence in MN, so that's not an option.
Has anyone else solved this problem?
  • Zhidoni's avatar
    Zhidoni
    Explorer
    Dec 20, 2017
    i just visited one of their physical locations. turns out that MN "snowbirds" use this address for banking, cc, mvd registration, etc.
  • Bill_Satellite's avatar
    Bill_Satellite
    Explorer II
    Dec 20, 2017
    Zhidoni wrote:
    thanks, kerrlakeRoo. your answer is spot on, and so simple i feel like an idiot for even posting. here is what i found
    https://ipostal1.com/


    That will work assuming you have an "actual" residential address as this type of mail forwarding service cannot be use as your residential address. Few, if any, CC companies, banking or Government agencies would accept this as a legit address. Just be sure you get all the necessary details if you plan to stay in MN but don't have an actual address you can associate yourself with.
  • Zhidoni's avatar
    Zhidoni
    Explorer
    Dec 20, 2017
    thanks, kerrlakeRoo. your answer is spot on, and so simple i feel like an idiot for even posting. here is what i found
    https://ipostal1.com/
  • arhayes's avatar
    arhayes
    Explorer
    Dec 20, 2017
    You cannot have it both ways, so if MN is your choice for a domicile, I'm sure there are lots of mail forwarding service options. BUT - if you no longer own property, you'll need to make sure that whatever you choose provides you with a legal physical address, because that is what will need to be on vehicle registrations, DL's, etc. You may want to consult a MN attorney before jumping into this.
  • kerrlakeRoo's avatar
    kerrlakeRoo
    Explorer
    Dec 20, 2017
    A quick check on Google showed a lot of options. I checked "Minnesota mail forwarding services".

    Other states that you may want to research are Nevada and Florida. I have seen post on here and others that Fl had better options than SD, and on another site that some preferred Nv, because of their programs as an expansion state under the ACA. BUT with the ACA collapsing in many areas, and a new administration in place, any planning at this stage may end up being nigh on to useless.
  • Bill_Satellite's avatar
    Bill_Satellite
    Explorer II
    Dec 20, 2017
    Do you still own property or rent property in MN? Can you remain a resident if you do not? TX healthcare is expensive and most SD healthcare options require you to be in SD to take advantage of any of the benefits. It's tough out there right now but the good news is that it likely better now than it will be a few years from now.

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