American Guardian Extended Warranty vs Good Sam EW?

I have spoken with some members of the RV club, within the national organization I am a member of and I have found that there is a smaller percentage that are in favor of the GS extended warranty. Most of whom I have shared my experience with were not surprised that GS denied my claims. By the way, I tried the appeal process, nothing but complete frustration.

I have filed claims for many of my RV customers who have extended warranty polices. Good Sam and ExtraRide are two of the best.

American Guardian is at the bottom in my opinion.

In the past three years I have had my MH, I have purchased the GS extended warranty. Second year, I discovered a crack to the frame, claim denied, reason pre existing condition. October 2013, as a result of severe electrical storm damage was done to ATS and inverter, claim denied -- reason MH was not hit DIRECTLY by lightning. I will be cancelling the remainder of this policy and WILL NOT ever buy again. I view this product as nothing but a scam!!

What type of RV are you wanting to insure?