qtla9111 wrote:
Lantley wrote:
Unfortunately I would agree you are an excessive user based on 6 times in 3 years.
Twice a year is a lot in my mind. In the end the numbers just won't add up. They cannot afford to keep you.
Assuming your dues are $150.00 per year and your service calls were at least $200.00 per year. If you were actually towed your service call fees are actually higher.
Using the above numbers they lost $50.00 per year on your membership.
No one is in business to lose money. At some point they must cut their losses.
Looks like they drew the line at 3 years.
Absurd. Your comment makes no sense whatsoever. What is insurance all about? Risk my friend, risk.
Based on what you've said, if you have no incidences you should be reimbursed. Absurd.
You said it insurance is all about risk. The OP has exceeded the risk the road side assistance plan is willing to take.
There are always restrictions and limitations associated with insurance policies.
Life, auto, roadside, extended warranties all have their limitations.
To believe there are no limitations or restrictions associated with insurance is naive.
Based on what I said if you have no incidences your policy will be renewed next year. One incident and I imagine you are still good.
I don't pretend to know what the guidelines or limits are. However I know they exist. If your usage exceeds those parameters you willnot be renewed. Yes the policies are skewed towards the insurers. It is the only way they will remain in business.
