Experience with Nationwide/Allied
Marcus,
We’re full-time RVers based in Florida and wanted to share a not so good experience with Nationwide/Allied RV Insurance through Good Sam.
We initiated our insurance search when we became residents of Florida in early 2015 and ended up with Nationwide/Allied. While the premium seemed high ($1400) compared to what we paid in Texas ($1100) we appreciated the coverage offered. I can’t say how they handle claims as we didn’t have any during our almost two years with them - what I can speak to is the way they handled us as clients.
We opted for the monthly auto deduct option so as not to worry about payments when off the grid. Sometime in August or September 2016 Allied decided to discontinue the auto-deduct option and sent a letter around that time. As full-timers we use the Good Sam mail service but were off the grid for a few weeks during that same time and weren’t able to receive mail scans or mail forwarding until we returned to civilization in early October. This is also when I noticed that the September payment hadn’t been taken. I called Allied to find out what happened and was told the policy had been cancelled because the September payment hadn’t been made – fortunately nothing happened during our travels. Allied did reactivate the policy after I paid the balance of the policy.
While on the phone with Allied I discussed our policy renewal and was told the policy had gone up – surprise – to $2307 …… if paid in total ..... or over $2600 if paid monthly. This seemed rather high so I requested a quote for similar coverage through Escapees and promptly received a one from National Interstate Ins for $1414 with several payment options. The new quote was a pleasant surprise with the bulk of the difference in pricing in the physical damage category – Nationwide/Allied was almost double yet both are for similar coverage/replacement.
Wanting to give Nationwide/Allied an opportunity, I called and spoke with a representative who said they could not adjust/lower their price and the only explanation offered for the big increase/difference was that Allied had decided to discontinue insuring RVs longer than 36’ – we’re 39’9”.
I’m not sure if Good Sam is still using Nationwide/Allied but wanted to share my experiences.
We’re full-time RVers based in Florida and wanted to share a not so good experience with Nationwide/Allied RV Insurance through Good Sam.
We initiated our insurance search when we became residents of Florida in early 2015 and ended up with Nationwide/Allied. While the premium seemed high ($1400) compared to what we paid in Texas ($1100) we appreciated the coverage offered. I can’t say how they handle claims as we didn’t have any during our almost two years with them - what I can speak to is the way they handled us as clients.
We opted for the monthly auto deduct option so as not to worry about payments when off the grid. Sometime in August or September 2016 Allied decided to discontinue the auto-deduct option and sent a letter around that time. As full-timers we use the Good Sam mail service but were off the grid for a few weeks during that same time and weren’t able to receive mail scans or mail forwarding until we returned to civilization in early October. This is also when I noticed that the September payment hadn’t been taken. I called Allied to find out what happened and was told the policy had been cancelled because the September payment hadn’t been made – fortunately nothing happened during our travels. Allied did reactivate the policy after I paid the balance of the policy.
While on the phone with Allied I discussed our policy renewal and was told the policy had gone up – surprise – to $2307 …… if paid in total ..... or over $2600 if paid monthly. This seemed rather high so I requested a quote for similar coverage through Escapees and promptly received a one from National Interstate Ins for $1414 with several payment options. The new quote was a pleasant surprise with the bulk of the difference in pricing in the physical damage category – Nationwide/Allied was almost double yet both are for similar coverage/replacement.
Wanting to give Nationwide/Allied an opportunity, I called and spoke with a representative who said they could not adjust/lower their price and the only explanation offered for the big increase/difference was that Allied had decided to discontinue insuring RVs longer than 36’ – we’re 39’9”.
I’m not sure if Good Sam is still using Nationwide/Allied but wanted to share my experiences.
