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eric99's avatar
eric99
Explorer
Mar 07, 2015

Good Sam ESP through CW or direct with GS?

Hi,

I'm a bit perplexed here.

We just finished trading in our MH for another used MH. The CW business manager is trying to sell me their version of the ESP.

The GS rep is trying to sell me their version of the ESP.

If they are both by GS why aren't they the same?

From what I've been able to gather the CW one has a max payout of $25K and limits coverage to 48K miles. But it costs about $1,500 per year.

If I go direct with GS there isn't a dollar limit (other than the FMV of the coach) and the mileage limit is a lifetime cap of 150,000 miles. But it costs about $2,000 per year.

I'm thinking of going direct. Anyone out there with sharper eyes than mine? Thoughts?

12 Replies

  • Save your money, none of them will pay when you need them to. Put the money in an emergency account and you will have the money to pay for repairs and gaining interest at the same time. ESP plans are only profitable for those who sell them.
  • Shop around. Call Wholesale Warranties. 2K per year is way too much. Read and understand the warranty...... Do not believe what the salesman tells you. The salesman makes a huge commission for selling the policy. Check around and be aware of what you are buying. My warranty is less than 1K a year for 7yrs or 75k miles. My MH is in the shop now for exhaust manifold and new turbo. The bill will be be over 4k. Plus over the years I have had several thousands in other repairs: jacks, heater, slides, awning motor, fan clutch, 2 TVs, Sirius radio, refrigerator...anyway you get the picture. For my car a 2K 3yr policy paid over 6k for an engine and mics repairs. I think warranties are a good deal. But you need to shop around and get the best deal for you, not the commissioned salesman. I hope you never have to use it but it is peace of mind for me. MHs do break.
    GS and CW are just agents for the warranty companies. They do not insure you. The salesman make a commission on the sale ... Find out which warranty company is actually going to insure you. Read an understand the policy. I believe an exclusionary policy gives the best coverage.
    Good Luck

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