Forum Discussion

bsbspaco's avatar
bsbspaco
Explorer
Jun 04, 2014

good sam ins. age discrimination

My coverage expires 6-10-14. My new policy application was sent to me with an increase of almost $200. I inquired to GS. as to why the increase, explaining that I had made inquiries of 3 other co.'s and were given up to $400 less prices for the same coverage. The agent on the phone told me that the increase was due yo the fact that my wife had reached a plateau of over 50 years of driving and to expect another increase at 55 years. Our driving record is absolutely spotless and should be considered cream of the crop. Beware of this discrimination.

19 Replies

  • ChooChooMan74 wrote:
    Oh and this guy is a pet peeve of mine. Joins today just to make a negative remark/complain/rant.

    you complain about the complainers, because...? :h
  • ChooChooMan74 wrote:
    Oh and this guy is a pet peeve of mine. Joins today just to make a negative remark/complain/rant.
    Ahh.. good catch. I missed that.
  • BTW, GS does not have their own insurance. They underwrite under other companies like Allied (Nationwide), GMAC, and etc. Even though you may go through someone that answers the phone that says "Good Sam Insurance", when you get your bill, it has the true insurance companies name on it. GS doesn't set the limits. The insurance companies do. You can always call back the GS rep and ask them to quote you under another insurance agency. They normally will automatically go through GMAC. We have found that GMAC is about twice as high as other companies they will quote through. Google "Not So Good Sam Insurance".
  • Oh and this guy is a pet peeve of mine. Joins today just to make a negative remark/complain/rant.
  • Welcome back to reality...you are way off base saying it is age discrimination as insurance companies will apply to all young people stating to drive and who, accoding to staistics, should or should not be driving anymore according to their age
  • You expect sympathy.. here?? :)

    Insurance companies can charge whatever the market (and statistics) will bear. Playing the discrimination card won't help you. I suggest you shop somewhere else.
  • Then it would be the same "age discrimination" for young folks with quicker reflexes, too. Be honest. You don't see many people under 50 driving through stores or plowing through crowds. It is usually someone up there in age. You're now at the other end of the spectrum when you are getting into a higher risk area. If you don't like the price, shop around and get a better deal.
  • It's not discrimination; it's statistics. Just go with one of the other companies that quoted you less.

About Customer Support

Our Customer Service team is available to assist you any time between 6am-10pm MST. Ask a question about your account, recent order, and more.2,672 PostsLatest Activity: Jul 25, 2025