I have Good Sam. In Saskatchewan we both stepped out and the doors slammed shut. We had no way of getting back in and flagged down a passing motorist that had a cell phone. They called a local tow truck and he came out 25 miles to jimmy us in in about 3 seconds. $100 + GST. I paid it, and called Good Sam. They sent me the money promptly when I explained we were without wallets, phones, jackets and had no way.
Second call, Death Valley front 4 by 4 bearing. Picked up the truck and camper onto a low bed semi and took me to Vegas. Almost $1000 for the tow. No problem.
GS for me without question.