wbwood wrote:
beemerphile1 wrote:
wbwood wrote:
...As far as credit cards giving cash back, we've looked at them. Matter of fact, just did again and one thing that deters me from them is the fact that their interest rates are higher than what our cards are now....
I never even look at the interest rate. The interest rate doesn't matter if you pay in full every month. Carrying a balance is foolish on any card at any interest rate.
Our PNC card pays 4% on purchases at the pump. That makes 16 cents kickback on a $4 gallon. That kickback is good at any station, not only Pilot/Flying J.
True, but why have a credit card if you are going to pay it off anyway? Your debit card is safe to use....
Convenience, sit down and pay bills once per month. Using a CC and paying the balance in full every month is getting an interest free loan every month.