New Life Membership card
I've read about the new Life membership card. It permits 3 cents off a gallon of gas vs 6 cents. You have a choice on how to pay the monthly bill................I think. If that means the bill can b...
Forum Discussion
beemerphile1 wrote:wbwood wrote:beemerphile1 wrote:wbwood wrote:
...As far as credit cards giving cash back, we've looked at them. Matter of fact, just did again and one thing that deters me from them is the fact that their interest rates are higher than what our cards are now....
I never even look at the interest rate. The interest rate doesn't matter if you pay in full every month. Carrying a balance is foolish on any card at any interest rate.
Our PNC card pays 4% on purchases at the pump. That makes 16 cents kickback on a $4 gallon. That kickback is good at any station, not only Pilot/Flying J.
True, but why have a credit card if you are going to pay it off anyway? Your debit card is safe to use....
Convenience, sit down and pay bills once per month. Using a CC and paying the balance in full every month is getting an interest free loan every month.
These dotted boxes are hard to determine who said what. :)
Beemer? Wow 4% is awesome. What is a PNC card.
Another point: I just spent quite a bit of time with a rewards specialist for my credit card. I am very pleased that while on the road almost all expenses can be travel related.
I asked about WHO PUTS THE TRANSACTION LIMIT on credit card purchased at the pump. The rewards person checked with a transaction specialist for credit card purchases. It took a few minutes.
The answer is that this credit card company does not put a transaction limit for a gasoline purchase at the pump. It is the gasoline vendor that limits the transaction.
However, it was suggested to go inside first and have them authorize a larger limit. Then go out and pump away. Your card is only charged what you pumped not the initial authorization.
So by doing that we should be able to then go to the pump swipe the life card - -get the discount- then put in the credit card an pump away.
Bottom line: 3 cent discount, credit card rewards, and non stop fill ups. Then pay balance each month and no interest either.
What do you think?
