Update.goodsam did reply A very nice gentleman called and said he has been with Goodsam FOR 20 yrs and they never covered vandalism. He also states they should have offered service at my expence.I Questioned if you are riding down the hiway and a kid throwers a rock threw your windshield would that be vandalismand you would be denied a tow.would be a case by case basis but still vandalism. Well I am finely satisfied that if took posting to a forum to get a reply from GS.I cancelled my membership and will move on .Thank you.