Stress Cracks in Windshield

We have two stress cracks on our Class A windshield. One on each side (passenger/driver) along the frame. Unfortunately it will not pass another inspection so we are having it replaced. It is a split windshield. Good Sam is our coverage. Anything we should know before calling for the adjuster? Will they cover stress cracks? I know they cover hail storm damage. Will they charge deductible for BOTH sides or is it considered a single event? Please advise...

The Sparrs