moisheh wrote:
63 coupe: The swipe and save is not a credit card. There is no exchange rate problem. It is the same as the FJ loyalty card. Gets you a 3 cent discount. You still have to swipe your CC. BTW: What bank offers no foreign exchange surcharge. I do not know how much you travel in the US but an American bank account with a US address solves a lot of problems. You can buy funds from a currency exchange house at a better rate than any bank. No surcharge. Mail the funds to your US bank. You would also have a US debit card. No worries about inputing Canadian zip codes. You can also register with xe.com and transfer funds via bill pay to your US account. On Edit: I just reread your post and although you titled it swipe and save your discussion was about the RV plus card. Confusing.
Moisheh
Moisheh
Thanks for your suggestions. I guess you are correct in that I should have used the RV Plus term and yes, by the time I finished asking questions and making phone calls I was rather confused. I usually only travel in the U.S. a couple of times a year so a U.S. bank account is not really of great value to me, although that may be changing so a U.S. account may be in my future.
The credit card that does not charge the additional foreign exchange fee is an Amazon.ca VISA card through Chase bank. Purchases are converted into Canadian dollars on my statement using VISA's rate of the day the purchase was made. The balance owing at the end of the month is in Canadian dollars and I pay it in Canadian funds from my Canadian bank account. I have had no problem with its acceptance anywhere in the U.S. but I don't know if it is also available through Amazon.com for U.S. customers though.
