Action Credit Services LLC

Your best course of action is if you can get a loan for the negative equity on the motorhome, get that loan and sell the rig. Yes, you will have a loan payment still, but it will be much less for a much shorter term than the loan on the RV. NO ONE is going to have a magic way to get out from that rig. It will be either you biting the bullet or the bank taking the loss. If the bank takes the loss, they will avail themselves of every legal means at their disposal to get their money. That would include suing you and getting a judgment which would allow them to garnish wages, attach other assets, seize bank accounts etc. That would force you into bankruptcy which is yet another ordeal. Those firms that claim to have a way to help will only be helping themselves to your money and RV.