Had "Progressive On-Line" for about 10 years without a claim other than glass, 5 years into fulltiming they jumped our rates about 60%. No longer with Progressive, our "live" insurance agent in South Dakota switched us to GMAC with the same coverages for basically what we paid before the rate increase from Progessive. Have heard the GMAC sometimes raises rates whether at fault or not, with a claim, we still haven't had any claims since the switch other than a windshield, with minimal rate increases in the past 3 years.
