BAd driver

Make sure you show up at the court date, assuming the other driver recieved a ticket. I know when I have been at court, listening to other cases, when an accident is involved, the court will normally inquire if the damages have been paid. Most of the time, the people who were the victims never show up in court, so the defendant usually just claims it has been settled. Ultimately, the other driver is responsible for the damages, regardless of what the insurance company does. If it is not paid in a timely fashion, the other driver will loose their license. I would be harassing the other driver. He is the one who owes you the money.