For those mentioning Disappearing Deductible with Progressive, you can check with them, but I'll bet that's only on Collision. I found out the hard way that a Comprehensive claim with them has no disappearing deductible. I was with Progressive for many years and had a Diamond Level "membership." Recently switched to Farmers Insurance (who also owns Foremost) and Farmers cleaned Progressive's clock with better insurance coverage at significantly lower cost. Same on my three vehicles, the ATV, and the boat. I didn't have Progressive on my home because they were never competitive, but Farmers won that from my incumbent as well.