As I stated earlier, I pay $139 and don't mind doing so for the coverage I have had. In addition to having coverage on my other vehicles, the service I have received is worth it. In the past 5-6 years, I have had an issue with my previous coach 3 times while out of state, requiring an RV tech to respond. Twice I was in an area that I didn't think they would find someone, but they did. On each occasion, they located an RV tech to come to my location and they paid for the service call. Additionally, I have gotten great tech support over the phone while trouble shooting issues myself.