Forum Discussion

Branson_N_Tucso's avatar
Branson_N_Tucso
Explorer II
Sep 29, 2019

Comments on cancel your car Insurance

We have been going to Yuma Az for 10 years now. We have in the past put our 2nd car at home in the garage. In the past we changed the policy on it to storage insurance. My question is why Can't I just cancel the insurance on it and place it back on my policy when return back home. Thus saving money for 6 months. The car will not be moved while gone. My home owners insurance would cover the contents of the house if any thing happen.

Our home is in Tennessee.
Class A
  • MWJones's avatar
    MWJones
    Explorer
    Sep 29, 2019
    My question is: Why ask people on an internet forum an insurance question INSTEAD of asking your Insurance agent !!!!!
  • dougrainer's avatar
    dougrainer
    Nomad
    Sep 29, 2019
    Simple. Homeowners Policy's EXCLUDE Automobiles. Automobiles/Boats/RV's MUST have their own insurance to be covered at a residential location. Just call your Insurance Agent and he will verify this. Doug
  • Ozlander's avatar
    Ozlander
    Explorer
    Sep 29, 2019
    If you can afford to go to Yuma, you can afford auto insurance.
  • sch911's avatar
    sch911
    Explorer
    Sep 29, 2019
    As long as you own it outright you can. But check with your homeowners policy to make sure it's covered for fire/theft when in the garage. If you still have a bank lien on it, the bank will likely insist you keep auto insurance on it.

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