Electrical Fire - Insurance Claim
Recently the electric motor and wires that power the hydraulics for the LCI Levelers and Slide on our Coach caught fire, melted wires and burned up motor. I was all worked up about the expense this...
Forum Discussion
I worked as an agent and now work as an adjuster. The part that malfunction is normally not covered the ensuing damage may or may not be covered depending on what was the loss. The agent and myself included would be vague on coverage as we are trying to protect our book of business and the residual. Simply, let the adjuster be fall guy or gal. Now that I back as adjuster I get both sides. You call in a claim its logged as a record only which still shows up on loss runs/activity at known address. This is viewed by underwriting when they decide to accept a new client or renew an old client. If a claim has been paid or not, they look at risk exposure. All that said, I always tell friends find out the cost of repairs upfront, if over 2500 dollars file the claim. Otherwise its not worth it. Not looking for debate just my thoughts from the inside.
