Electrical Fire - Insurance Claim
Recently the electric motor and wires that power the hydraulics for the LCI Levelers and Slide on our Coach caught fire, melted wires and burned up motor. I was all worked up about the expense this...
Forum Discussion
lakebum wrote:dougrainer wrote:
1. Your AGENT has no clue to if it is covered
2. The Insurance company will send an adjuster to take pics and send the Info to the Insurance company, Only then will they determine if it is a covered repair.
3. Unless the Pump/Motor damaged OTHER items (you say it did not) then I doubt it will be a covered repair. Motor Vehicles and RV's are NOT covered the same way a Residential House is covered.
4. IF the Motor caught fire and damaged the hoses/valves/reservoir, then they may cover those items. The motor does not cost that much but the Reservoir/valves/hoses will cost a lot. Hopefully it did not damage the hoses. Doug
The AGENT has already told me that on RV's Erie Insurance does not send an adjustor, she told me to go take unit to RV Repair and submit an estimate.
And actually, the motor is very costly, I have already got a part number and price from LCI, motor alone is $797, I have wires and a solenoid, not sure about hoses yet.
LCI has doubled the motor price in the last year. I have not purchased one in over a year. I would buy the complete Pump assbly if it is one of the ones that cost $1300 or less. Note, you stated that you(RV facility) are supposed to submit an Estimate. THAT does not mean they are covering it. What they want is an estimate and I will bet a cause of failure. I will be surprised if they do not send an adjuster. I have yet to have an Insurance company not send an adjuster if the repair is over $1000. Doug
