Flood! What now?
I got a call last night from the CG where we left our MH between weekends. The CG staff had just found water 'pouring for your MH in every direction'. They turned off the water and gave me a call. Wa...
Forum Discussion
carp65 wrote:
Check your insurance policy...
Good point. I have carefully reviewed and even confirmed with the insurance co. Water damage from leaks or a maintenance related issue is not covered. Damage due to stupidity is covered. I certainly met the criteria here :)
I have been working with an adjuster since Thursday. He is an RV owner and understands the issues. I has been upfront about what I think is reasonable: carpets, underpadding and accessible cushion flooring should be replaced. Slight water stains don't bother us. Neither does minimal bowing of one interior wall. The bathroom counter is warped and needs replacement and so does a cabinet door. Exterior insulation over storage compartments are wet but I allowed that it happens after rain anyways. By conceding that absolute perfection is not required with a 5 yr old MH, the adjuster has been receptive to doing the big things the way I want - like replacing all carpets and cushion floor with laminate.
