OK, we are REALLY excited, but a little apprehensive - tomorrow we are going to look (and hopefully buy) a 2010 Jayco 31FS. I have a few questions I hope someone can help us with.1. The sellers owe more than what we plan to buy the camper for, they want us to wire the money to their bank after we agree on the price & camper, I would like the money wired to the lien holder. How to we get assurance that the camper be paid off & the title will be forwarded on to us? 2. Is there a good list of things to look at - or inspect before buying this used camper? I did check out the list of items to inspect on a new camper that someone posted yesterday, but it really pertained more to new units.3. Any advise, we are excited but trying to be prudent - much appreciated - Lea

If you are buying from a private party, you will want the clear title in hand at the time of sale. I would not suggest handing over certified funds, wire transfer, etc. Furthermore, I would spend dollars to engage a third party to go over the RV from top to bottom and note all required repairs, deficiencies, etc. I would want copies of all repairs and scheduled maintenance and a carfax report. Check NADA book value and make certain of the selling price. Check for warranty and recall items.You can get really poor in a hurry by conducting a wire transfer, even with a bill of sale. We purchased an RV from a dealer in TX last winter and even with the best inspection I could manage, got stung on a few items. With a private party you are wide open. Get your bank or a reputable dealer involved in the transaction or get and follow their advice from start to finish. Things can go really south with a handshake and a smile!

But how would the seller pay off the camper ? (if not from our funds) I agree that it doesn't seem right paying for the camper and not getting a title, but I am not sure how the seller could do that without our funds.. thanks for your input !

Do Not, I repeat Do Not send any money to the bank on behalf of the sellers. They cannot sell you what they do not own and they do not own that Class C the bank does. If they are selling it for less then they owe-the bank is going to have an issue and will not release the title to you until they are paid in full or they repo the Class C and sell it themselves. Why do they want to sell the Class C for a loss??? Why do they think they can sell this to you for less then they owe? Sorry, I cannot give you any advice about the trailer itself other then the financial part.

DanLeaAnn wrote:But how would the seller pay off the camper ? (if not from our funds) I agree that it doesn't seem right paying for the camper and not getting a title, but I am not sure how the seller could do that without our funds.. thanks for your input ! You usually cannot just short sale an item without the bank being involved.

I did exactly what you are thinking of doing. I handed over a Cashier's check though and received a bill of sale and then after about a month or 2 got the title from the bank. The sellers bank was across the country so no way to do it any other way. I trusted the guy although I didn't know him that well. Good luck!If the sellers bank is local you should be able to go to the bank with the check, then the seller can make up the difference and they should hand over the title.

Getting ready to buy a used Jayco 31FS | Good Sam Community

14 Replies

Ncfamilyof6
Explorer
May 15, 2013
DanLeaAnn wrote:
But how would the seller pay off the camper ? (if not from our funds) I agree that it doesn't seem right paying for the camper and not getting a title, but I am not sure how the seller could do that without our funds.. thanks for your input !

You usually cannot just short sale an item without the bank being involved.
Ncfamilyof6
Explorer
May 15, 2013
Do Not, I repeat Do Not send any money to the bank on behalf of the sellers. They cannot sell you what they do not own and they do not own that Class C the bank does. If they are selling it for less then they owe-the bank is going to have an issue and will not release the title to you until they are paid in full or they repo the Class C and sell it themselves.
Why do they want to sell the Class C for a loss???
Why do they think they can sell this to you for less then they owe?
Sorry, I cannot give you any advice about the trailer itself other then the financial part.
DanLeaAnn
Explorer
May 15, 2013
But how would the seller pay off the camper ? (if not from our funds) I agree that it doesn't seem right paying for the camper and not getting a title, but I am not sure how the seller could do that without our funds.. thanks for your input !
Rafaelito
Explorer
May 15, 2013
If you are buying from a private party, you will want the clear title in hand at the time of sale. I would not suggest handing over certified funds, wire transfer, etc. Furthermore, I would spend dollars to engage a third party to go over the RV from top to bottom and note all required repairs, deficiencies, etc. I would want copies of all repairs and scheduled maintenance and a carfax report.

Check NADA book value and make certain of the selling price. Check for warranty and recall items.

You can get really poor in a hurry by conducting a wire transfer, even with a bill of sale. We purchased an RV from a dealer in TX last winter and even with the best inspection I could manage, got stung on a few items. With a private party you are wide open. Get your bank or a reputable dealer involved in the transaction or get and follow their advice from start to finish. Things can go really south with a handshake and a smile!

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Getting ready to buy a used Jayco 31FS

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