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bullydogs1's avatar
bullydogs1
Explorer
Mar 31, 2015

Ins help please

Well it's time for my insurance to renew...I have had Blue Sky and they are increasing by $800+ due to the fact that they got an increase over the next few years and are giving it to me now (in spades!)..no claims...no accidents...I called Miller RV Insurance and have a quote..and I called Explorer RV and have something from them..but I want replacement value coverage which apparently Blue Sky has but can't get from anyone else...also Glass Coverage as Geico wants the full 1000 deductible on a windshield whereas the others are less...any help/input appreciated...I've been very happy with Blue Sky , but this excessive increase is not warranted...any guidance appreciated..Blue Sky told me that Colorado residents are going up 64 % next renewal...because they can..what a great way to lose customers..
  • I have had Geico since 2008.

    I have glass coverage for the RV Windshield, et. al. with a $50 deductible only.

    My policy states the $1k comprehensive deductible with a rider of $50 glass deductible.

    Comprehensive
    $112.00
    $1,000 Ded/$50 Ded For Glass


    Carried Geico in 2 States, and the $50 windshield stayed the same for both states.

    Every renewal, I check at least 3 other companies. No One comes close to my GEICO coverage, Yet!

    Just added a new vehicle replacement, and my rates with GEICO actually went down.
  • I can't say enough good things about Nationwide. I've been with them on my vehicles and house for over 25 years now and have never had a problem with claims or with pricing. Most recently, dealing with damages to my coach from 2 separate blowouts, I am reminded why I am a happy Nationwide customer. They handled the claim quickly and to my satisfaction without argument or question. Can't get much better than that!
  • I had a $187 increase from Good Sam in Dec. I am waiting for my cars to renew. I have never had a ticket or accident or MH claim the only other claim for Hail, I think they figure they can screw us because of the 100 year flood that happened in 2013. They are all thieves they want your money but don't want to pay out. OK I will get off my soap box now.
  • State Farm? Been with them for over 40 years. May not be the cheapest, but outstanding service.
    Remember State Farm is customer owned others are for huge profit for their share holders.