Insurance.....again, I know.......

3 dog nights wrote:
My question is who actually covers the claims the best. Price doesn't matter if they won't step up when needed. .

You're absolutely right, and this is something often overlooked as folks are looking for the best price.

Unfortunately, I can't help you out for a recommendation for one to go with, as the insurance company I'd recommend doesn't cover nationally.

I can say that I had work done at a shop who didn't think too highly of Progressive, as he said they took forever to pay a claim. My personal experience with Geico (someone hit me and they had Geico) was the same. It took forever even though it was clearly their insured who was at fault.

Good luck!