Insurance increase for going full-time RVing

You need to purchase a full-timers insurance policy. AAA does not write coverage for full-timers. In S Dakota our full-time motorhome policy has an annual premium of around $850. That will vary based on the exact motorhome you have, your driving records, your insurance history of continuous coverage, if you also have insurance on a vehicle and your credit history. You need to establish your residency somewhere in one of the full-time friendly states and then purchase a new full-timer policy.