Forum Discussion
ItsyRV
Nov 07, 2018Explorer
westernrvparkowner wrote:
First, you don't have a credit score in the mid 800s. The absolute maximum FICO score is 850, and that is unobtainable.
A standard base FICO score only goes to 850, but since the subject is vehicle loans, that FICO score (FICO 9 Auto) goes to 900. I think here are now about 15 different FICO scores used by different industry's that rate your credit based on different factors. What they use to give you a store credit is not the same score as used by a mortgage lender and isn't the same as used by a credit card company which is different from what a auto loan is based on.
An RV can be a standard FICO 8 or 9, and can be one of the many specialty scores from auto to mortgage depending on the lenders requirement.
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