Forum Discussion

huntdooly's avatar
huntdooly
Explorer II
Nov 07, 2018

Lenders that don't require recent comparable purchase?

We have excellent credit...in the mid 800s. RV dealers have said that they could get financing for us, but we are now interested in a private party rig and have called a few online lenders who have a...
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Ralph_Cramden's avatar
Ralph_Cramden
Explorer II
Nov 08, 2018
Executive wrote:
....I believe the best answers are Bank of the West for an RV loan


It might be the best answer except the OP resides in SC and Bank of the West will only consider lending for RVs in 19 states, which are all in the west.

Credit Unions are all different. The one I deal with in PA will only go 72 months on a used RV loan and only consider model years going back 10 years. You would also pay a premium, no matter credit rating, with an interest rate of 10%.

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