2012Coleman wrote:
Wow - talk about reading comprehension - Not sure how you twist what was in the original post to the OP having issues getting credit. He stated that the few online lenders they contacted needed to have a comparable purchase in the past 4 years. I doubt their credit had even been checked at that point. So in your ultimate wisdom, attacked him regarding his credit score.
huntdooly wrote:
Hi, everyone! I haven't posted, because I was not notified of the replies, so I wasn't aware that I had any! My apologies! Thank you for your replies!
To clear up any confusion, we have NOT been turned down by anyone, as we have not applied for a loan as of yet. I obtained the info that I shared when I inquired of their requirements up front, prior to applying for a loan.
Our local bank does not give out RV loans, and the credit union...we have to be a member of, and we are not. So, yes, it is much simpler to go through a dealer, but every rig that we liked happened to be by private party, so I called around, trying to find one that will lend to those without recent comparable purchase.
I will inquire with the lenders suggested, thank you, for your help!
So go to the credit union, open up a savings account, deposit 500 bucks, and apply for a loan. With your credit score
in the mid 800's like mine and a few other posters on this thread, you will have no problem getting a loan. Or as stated multiple times, use a home equity loan
Hope that shoe leather tastes good WRVPO...
