huntdooly wrote:
Yes, some dealers have said that they give a discount if we finance with them. We have not decided for certain on that private party sale, so have not applied for a loan yet. But, I'm sure that if it's meant to be, a way will be made available to us.
I thought that with credit unions, you had to have been a member for a while. I will inquire into that as well. And the home equity loan. But I was told that an RV loan interest could be tax deductible as a second home, so I felt it might be an advantage.
Rough crowd here today I guess huntdooly
I think if you need to be a member of a cu some time before they lend is dependent on the CU, but I seriously doubt that’s a issue It certainly wouldn’t hurt to have a face to face with a loan officer.
Deductiblity of the RV loan interest as a second home may have changed with the new rules this year so it would be wise to check .. However,in the past I believe it doesn’t matter where you get the money if your paying interest and can document it , you can deduct it. I have always done that in the past and my taxes were CPA prepared. As always due diligence and checking with a pro is a good idea.
There’s money out there but the pvt sale makes it harder ... good luck in your search.
