...Right now our payment is about $400per month. We didn't put anything down and borrowed the entire amount and even the taxes and license on our Motorhome we bought used. I don't even know if we could sell it so none of this might even matter....
yup sadly you are probably very upside down on what you owe versus what it would sell for. Unless you bought it for a song and a dance.
My question is we only go out maybe 3-4 weeks per year total
For 'me' I can't see making ANY payments on an RV all year long and for many many years on something I only use 3 or 4 weeks a year. Making a payment on something just sitting in the driveway not being used would make me Jamaican crazy.
I've had both gas and DP. I buy all my RV's used and pay cash, and so far have sold each one of them for what I bought them for. But I do pay cash, by them right, so there isn't the added loan finances.
Having had both I found it is MUCH easier to have a gas MH repaired while on the road than a DP. 'Local repair shops' will take in a gas RV, they hang up on you when you tell them it's a DP!
