2oldman wrote:
maddawg46 wrote:
then why do I need some additional security device.
You don't, you're fine. Using a hot spot is no different from what you're doing. Been doing this for years.
I agree with this.
I also find it convenient to have almost everything go to my credit card automatically or have auto bank draft to a special account that I set up for utility bills (they will not use credit cards). The bank transfers a small fixed amount just enough to cover those to that special account for me each month. My utility bills are averaged (budget billing they call it) so I always know how much they will be. Most odd bills can be put on credit card by a phone call. I pay my credit card with an online transfer and I am done.