Hey there guys! Here's an update:
So, our insurance (Geico) had us get an estimate from Camping World. It came out to over $30,000 in repairs, due the entire body having really bad delamination issues. They had to total it out in fact, obviously since it isn't worth that kinda money. On the way to the service center, we lost the fiberglass on the door, too!! So, for now we're getting out check to move on, and then perhaps we'll know a lot more before picking up another rig.
P.S. Our insurance covers water damage, structural wear, etc.