Seller refused sale because I wanted to use a cashiers check
Ok, I guess I'm just wanting to rant for a minute here. Oh yeah, new member here, hello everybody!
I'm in the process of looking to buy my first RV ever. I found one on Craigslist in a town about 90 minutes away. Seller insisted on meeting in the evening, after 5pm. I drove all the way down there, inspected it, liked what I saw, told him I wanted to buy it. Explained that I'd have to wait for the bank to open the next day - sorry, dude, I don't just walk around with $6k in my pocket, and you can't withdraw that much from an ATM in one day. I think $5k is the limit? But I digress.
My bank (credit union, actually) had pre-approved me for a personal loan which was how I was planning to pay for it, but they didn't want to just disburse the funds to my account, they wanted to know what it was being spent on. They wanted an invoice or something to show where the money was going, and then they would make out a cashier's check directly to the seller. I don't know the reason for this policy but it is what it is. They made me do the same thing when I bought a storage building. It's a PITA but only for me, not the seller.
Anyway, long story short, I asked the seller if he could make out a bill of sale - UNSIGNED, so he wasn't committing to anything - which he sorta did, he scratched out the year and model and sale price on a scrap of paper. Not exactly a bill of sale but whatever.
Emailed him the next morning to let him know I was going to the credit union that morning to get the cashier's check, and he wrote back to say that he wouldn't accept a CC because it was a scam. Sigh.
I wasn't wiring him anything. I wasn't using a "courier". I wasn't asking him to wire me anything back. I wasn't asking for his bank account info. I was using the local frikkin credit union.
I literally would have taken the guy with me to the credit union to meet the loan officer but before I could suggest that, he writes to tell me that someone else is coming that day to look at it and if they had cash he was going to sell it to them. This, despite me driving NINETY minutes (one way!) to meet him the day before and telling him I wanted it. Grrr!
I emailed back that he was a *bleep* for reneging on our verbal agreement and that I wouldn't buy from him at this point even if the other person didn't want it.
Like I said, just venting here. These cashier check con artists have ruined it for everybody.
I'm in the process of looking to buy my first RV ever. I found one on Craigslist in a town about 90 minutes away. Seller insisted on meeting in the evening, after 5pm. I drove all the way down there, inspected it, liked what I saw, told him I wanted to buy it. Explained that I'd have to wait for the bank to open the next day - sorry, dude, I don't just walk around with $6k in my pocket, and you can't withdraw that much from an ATM in one day. I think $5k is the limit? But I digress.
My bank (credit union, actually) had pre-approved me for a personal loan which was how I was planning to pay for it, but they didn't want to just disburse the funds to my account, they wanted to know what it was being spent on. They wanted an invoice or something to show where the money was going, and then they would make out a cashier's check directly to the seller. I don't know the reason for this policy but it is what it is. They made me do the same thing when I bought a storage building. It's a PITA but only for me, not the seller.
Anyway, long story short, I asked the seller if he could make out a bill of sale - UNSIGNED, so he wasn't committing to anything - which he sorta did, he scratched out the year and model and sale price on a scrap of paper. Not exactly a bill of sale but whatever.
Emailed him the next morning to let him know I was going to the credit union that morning to get the cashier's check, and he wrote back to say that he wouldn't accept a CC because it was a scam. Sigh.
I wasn't wiring him anything. I wasn't using a "courier". I wasn't asking him to wire me anything back. I wasn't asking for his bank account info. I was using the local frikkin credit union.
I literally would have taken the guy with me to the credit union to meet the loan officer but before I could suggest that, he writes to tell me that someone else is coming that day to look at it and if they had cash he was going to sell it to them. This, despite me driving NINETY minutes (one way!) to meet him the day before and telling him I wanted it. Grrr!
I emailed back that he was a *bleep* for reneging on our verbal agreement and that I wouldn't buy from him at this point even if the other person didn't want it.
Like I said, just venting here. These cashier check con artists have ruined it for everybody.
