Forum Discussion

SusanDallas's avatar
SusanDallas
Explorer
Sep 05, 2017

Update Port Aransas RV Question

Someone posted a new U-Tube video on the aftermath of hurricane Harvey. It was a TV interview with a lady in one of the RV parks on the island. She was telling them that she had bought the new class A last year when she retired. She had sold her home and bought the RV. She stated that she had 3 grown children that had moved to Port Aransas years ago and she wanted to be near them. When the time came to evacuate the island, she got in the car with her children and went to Corpus Christi. The video showed what remained of the RV. The entire roof was gone and all that remained was the cab. It looked like it had been a beautiful RV. This caught my attention because my sister and her family live in Port Aransas. They had enough warning from the officials to hook up their boat and take it inland. Then they went back and hooked up their travel trailer and got their pets. My question is the insurance on this lady's RV that she intentionally left behind and then posted the statement online. I really don't think the insurance company should be obligated to pay her claim. What do all of you think? I am a retired female myself but I think what this woman did was inexcusable.
Class A
  • RLS7201's avatar
    RLS7201
    Explorer II
    Sep 06, 2017
    Always amazes me why people don't take action when they have warning.
    Give me 24 hours and I'll be out of town with every thing I hold dear.
    My son is leaving South Florida as I type this. I'll be glad to house him, his business partner and Timmy the Standard Poodle. I'm sure my garage will be full for a few days. It's all about Family.

    Richard
  • Goldencrazy's avatar
    Goldencrazy
    Explorer
    Sep 06, 2017
    RL, It is because peoplle evaluate evidence and make decisions differently. I am you. I react early and quickly. Others take their time and wait for more evidence..
  • doxiemom11's avatar
    doxiemom11
    Explorer II
    Sep 06, 2017
    Comprehensive coverage on her policy will pay. Unfortunately it sometimes even covers damage that resulted from stupidity. Not meaning her, but meaning some of the stupid things people do that result in damage. If we applied the principle of she left it, no coverage, then what about when a tornado is coming and you are at home with your rv parked outside. Are you supposed to get in the rv and drive it somewhere else, same with all your cars, boats etc.
  • mama_sylvia's avatar
    mama_sylvia
    Explorer
    Sep 06, 2017
    > Give me 24 hours and I'll be out of town with every thing I hold dear.

    I am with you, although with the fire season we are having this year, we may barely get 1 hour warning so I'm trying to get the RV stocked. One of the benefits of an RV IMNSHO is that in an emergency, I'll be taking along everything I need for emergency living: water, shelter, food, even a comfortable bed and DVD player. No worry about the pets, they will come with us. No worry for our (grown) kids as long as they have the sense to come along. Yes, with two of us, our 2 cats, DD and her cat, DS and his (large) dog and cat, things will be cozy in a 27' class A - but everyone will be safe for however long it takes to get back to normal life.

    Meanwhile, my BIL didn't evacuate from Houston and my dear friend is planning to ride out Irma in her Florida home about 5 miles from the beach.
  • camper_ron's avatar
    camper_ron
    Explorer
    Sep 06, 2017
    Comprehensive insurance -- If your vehicle sustains water or flood damage, you can file a claim under your comprehensive insurance coverage, which covers any type of damage to your car up to its actual cash value that's caused by natural disasters instead of accidents, says Penny Gusner, CarInsurance.com consumer analyst.


    r0n....:C
  • John_Joey's avatar
    John_Joey
    Explorer
    Sep 06, 2017
    darsben1 wrote:
    Corky12 wrote:
    I doubt any ins. company will consult any members of this forum as to what they will or will not pay. You also do not know all of her circumstances. Leave the poor woman alone!

    I wanted to say your last sentence but chickened out. You are not wrong though


    X3

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