We have State Farm for our vehicle insurance and emergency road service. They seem to offer everything I would need for emergency road service for all our vehicles including the motor home. They assured me that they would provide any assistance that we would need on our trip on the Alcan thru Canada when we leave later this year to the lower 48.What am I missing here? Why do you or I need extra insurance like Coach Net or Good Sam For emergency road service and towing?I am not looking for bells and whistles like trip planning, camping or shopping discounts, etc...Educate me, thanks. Hook

Should you need a tow, the question to ask them is, do all the tow services they contract with have the equipment needed to get you to a repair facility? I can tell for fact that AAA for example cannot always do that. CN and GSR do have these contracts in place.

My insurance, USAA, does not provide towing.

If you need a tow or roadside service, do you have to pay and insurance reimburse? GS or CN, you just call and they handle.

autorot8 wrote:If you need a tow or roadside service, do you have to pay and insurance reimburse? GS or CN, you just call and they handle.If you're about to buy, don't just ask if they tow, but ask how far they'll tow it at their cost. The last time we checked, there was a big difference.Bill

Coach Net even has plans that limit the tow mileage. So select according to your usual tolerance decisions on how much insurance for towing you need.So ask State Farm how many tows and if there are limits on the distance.I have had tows that would have cost over $1,000 from GS and CN, but were free under their plan.

Why Coach Net or Good Sam for emergency road service.

deandec
Explorer
May 07, 2015
Coach Net even has plans that limit the tow mileage. So select according to your usual tolerance decisions on how much insurance for towing you need.

So ask State Farm how many tows and if there are limits on the distance.

I have had tows that would have cost over $1,000 from GS and CN, but were free under their plan.
Trackrig
Explorer II
May 07, 2015
autorot8 wrote:
If you need a tow or roadside service, do you have to pay and insurance reimburse? GS or CN, you just call and they handle.

If you're about to buy, don't just ask if they tow, but ask how far they'll tow it at their cost. The last time we checked, there was a big difference.

Bill
autorot8
Explorer
May 07, 2015
If you need a tow or roadside service, do you have to pay and insurance reimburse? GS or CN, you just call and they handle.
Road_Runners
Explorer
May 07, 2015
My insurance, USAA, does not provide towing.
Campfire_Time
Explorer
May 07, 2015
Should you need a tow, the question to ask them is, do all the tow services they contract with have the equipment needed to get you to a repair facility? I can tell for fact that AAA for example cannot always do that. CN and GSR do have these contracts in place.

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Why Coach Net or Good Sam for emergency road service.

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