Did you get hit with the Equifax hack?(or who didn't)

I've had mine and wifes credit bureau locked down for 4 years. No new credit can happen from any of the top three. If you don't need any credit, its a no-brainer.

No way am I paying some stupid company for $75/mo to do what I did for $27--period.

https://www.consumer.ftc.gov/articles/0497-credit-freeze-faqs

My wife and I are both on the list.

Really disappointing but we already have credit freezes on our account from stolen identity 20 years ago.

Thanks!

Jeremiah

I've had Identity Guard for years, so we'll see.

Equifax is just the most recent in a long list of data breaches. Suggest reading the following for more info and suggestions on what to do now.

Calm down: Your Identity Has Already Been Stolen!

T18skyguy wrote:
...Of course, then they try to sell you credit monitoring.

most credit monitoring is, IMO, worthless as all of the red flags start to wave after the breach. after this last breach at Equifax we put a freeze on our credit with all 3 credit reporting agencies. that's about as safe as you can get.

bwanshoom wrote:

rockhillmanor wrote:
Was it only info from those that signed up/logged in on Equifax?

No, anyone they had data on, customer or not.

I read that only one out of 4 people are not affected. I filed my taxes in a hurry before the hackers file it for me. One site ran a video of a real nice guy who was a victim of I.D. theft. He outlined the hell he went through for years before he could get it straightened out; this included special friskings at the airport, harrassed by debt collectors, and of course no credit for anything.
Apparently you can get some kind of letter from the FTC certifying what happened to you, and that you are you, and that keeps them at bay. If you go to Experian/scan, they will search the dark web for your private information and passwords. It takes a couple days for them to get back to you, but when they got back to me they found 4 different sites that had my passwords for them. None of them serious like banking. Of course, then they try to sell you credit monitoring.

downtheroad wrote:
....and then to rub salt in the wound, at least in our state, you have to pay them to freeze your credit.

and, they assign you a pin number (you can't pick your own). Wondering if that number is even safe under their control..

You can set your own PIN, I just did it. And the fee for a credit freeze should be waived until November 21, 2017.

Site says I was affected. I saw where some reporter put in bogus info and got same results. Would not trust their system any more than their security.

This is the 4th potential breach for me. Home Depot, Target, My employer, and now Equifax. I have monitoring already in place from the employer breach so I feel pretty secure, but I may do a credit freeze anyway.

....and then to rub salt in the wound, at least in our state, you have to pay them to freeze your credit.

and, they assign you a pin number (you can't pick your own). Wondering if that number is even safe under their control..

I was, my husband wasn't.