Insurance Question
What companies do most people use to insure their RV? Are there any issues to be aware of? Deane
Forum Discussion
Several things to consider and ask about when shopping for your insurance.
Do you have liability coverage if someone gets hurt at the campsite? Even if it's not your fault defending yourself gets expensive.
Replacement cost. If you have a new RV this can be a great option.
Personal effects. Will your homeowners policy cover them? Is there a separate deductible if you have a loss to your RV?
Storage option. Can you save money on your RV insurance while it is being stored? Awning coverage. The number one RV insurance claim is for awnings. Is it depreciated or replacement cost. Emergency assistance. It provides a place to stay up to limits on the policy if you can't stay in your RV because of a loss.
Do you have liability coverage if someone gets hurt at the campsite? Even if it's not your fault defending yourself gets expensive.
Replacement cost. If you have a new RV this can be a great option.
Personal effects. Will your homeowners policy cover them? Is there a separate deductible if you have a loss to your RV?
Storage option. Can you save money on your RV insurance while it is being stored? Awning coverage. The number one RV insurance claim is for awnings. Is it depreciated or replacement cost. Emergency assistance. It provides a place to stay up to limits on the policy if you can't stay in your RV because of a loss.
