Sorry to hear about what happened. Curious as to what coverage you'll get from the insurer? Full cost replacement, stated value or what? We've had an excellent policy for years but last year our local insur. co. changed underwriters and it looks like the coverage isn't as good so we need to check it closely and see what other options are out there. You'll never know you need it until you really need it...
DownTheAvenue wrote:
You know, that trailer is not really damaged. If one would open the belly and let it dry out, put in new insulation, and button it back up, it will be just fine. You should consider buying it back from the insurance company for salvage value.
I wonder about that too. But if water sits on the floor long enough, it gets wicked up into cabinetry and walls and if TT was level, it could be wet from front to back. Luan *could* delaminate if not dried out pdq. Subfloor could be pretty wet if water traveled between the sheet flooring and subfloor. Mold could happen if not dried out fast & thoroughly. At least it was "only" grey water.
Did the insurance co. do a detailed and inspection using a moisture meter and what criteria did they use to write it off? Hard to know the extent of damage without seeing it in person?
This short video talks about a total loss in a FW after a toilet that overflowed for 2 hours. Black water would be worse than grey though.
Our toilet overflowed last summer during the night due to a sticking ball valve seal. Mopped it all up as fast as possible, opened all the doors and windows, ran the two roof fans full blast, turned the furnace on and then used a blow dryer to dry out the bottom of the wall and cabinet paneling. Wasn't long before the humidity level came way down using the hydrometer we have. Then I got under the TT in the CG and pulled down 1/2 the coroplast and found the insulation was saturated and pulled it all out. Got a roll of batt insulation at the local Ace hardware. Luckily, the TT was pointing slightly downhill and to the left so water only travelled to one corner. All fixed up and back in business in one day at the CG...
Spoke to our insurance co. and they wanted to send out someone with a moisture meter. We decided since I replaced the insulation quickly and nothing was water damaged to just let it go. We replaced the problematic Thetford toilet with a Dometic 310. The Thetford also had the foot valve fail twice but noticed it before the tank overflowed. Thetford toilets are cheap junk...
They oughta put drain holes in a few spots in the floors!! :B
BTW, what happens to RVs like this that are written off?
