Forum Discussion
DutchmenSport
Feb 06, 2015Explorer
Yea, you say the word "insurance" and the price immediately goes through the roof and repair shops don't want to mess around fixing anything broken or damaged, they just replace everything and get a larger profit margin. You pay the same amount with your deductible, either way no difference to you. So the jack the repair with all NEW.
I hit a mail box with the fat fender of my truck a few months ago. We talked to our insurance company (got miss-information), but decided to go ahead an foot the bill ourselves, but we did go to the repair shop they recommended.
Got to the repair shop and told them I was paying cash myself and needed it fixed and would appreciate an estimate first to determine if I really had enough cash for the repair. They gave me the estimate. It was around $1200 for everything. I made the appointment for a week later for the repair.
Meanwhile, got a hold of our insurance agent then and he clarified all the confusion. Actually, we had vanishing detectable which was at $0.00 and no accidents (ever) so this did not affect the good driving status. We could get it repaired with no affect on our insurance, except the deductable would increase to $500 again and vanish $100 every year going forward again. So we decided to go ahead and use the insurance.
Met with another agent for the estimate who told us, because we already had the estimate and this was one of their preferred service centers, we didn't have to do anything. He faxed the info to the repair shop. I went by the repair shop to confirm the appointment and they already had the fax. I could tell they were a little annoyed! They HAD to honor the estimate they gave me. After all was done, I talked to my agent again. He said that was one of the lowest cost repairs he'd ever seen!
Imagine that!
I hit a mail box with the fat fender of my truck a few months ago. We talked to our insurance company (got miss-information), but decided to go ahead an foot the bill ourselves, but we did go to the repair shop they recommended.
Got to the repair shop and told them I was paying cash myself and needed it fixed and would appreciate an estimate first to determine if I really had enough cash for the repair. They gave me the estimate. It was around $1200 for everything. I made the appointment for a week later for the repair.
Meanwhile, got a hold of our insurance agent then and he clarified all the confusion. Actually, we had vanishing detectable which was at $0.00 and no accidents (ever) so this did not affect the good driving status. We could get it repaired with no affect on our insurance, except the deductable would increase to $500 again and vanish $100 every year going forward again. So we decided to go ahead and use the insurance.
Met with another agent for the estimate who told us, because we already had the estimate and this was one of their preferred service centers, we didn't have to do anything. He faxed the info to the repair shop. I went by the repair shop to confirm the appointment and they already had the fax. I could tell they were a little annoyed! They HAD to honor the estimate they gave me. After all was done, I talked to my agent again. He said that was one of the lowest cost repairs he'd ever seen!
Imagine that!
About RV Tips & Tricks
Looking for advice before your next adventure? Look no further.25,179 PostsLatest Activity: Jan 16, 2026