X2 no need to second guess a gut feeling.
I have no advice to offer, retirement is not a word in my lexicon.
I've only once encountered a bad gut feeling in my travels, when visiting the rather remote Goosenecks State Park in Utah.
The park was deserted, except for natives selling jewelry. It wasn't selling jewelry that gave me issue, but that they had parked their vehicle so it wasn't visible until you were inside the park, at which point it was between me and the exit.
Instant gut feeling cancelled my plans to spend a few nights.