Forum Discussion
westernrvparkow
Nov 12, 2018Explorer
Lwiddis wrote:I looked over the Medicare supplemental plans for dental and vision for a relative and in my opinion they are nothing but rip offs preying on the elderly. My relative has a great supplemental policy from Blue Cross that is a part of their government retirement. Medical coverage is beyond good. Vision, since it is the easiest to demonstrate here, had the following coverages and costs. Monthly fee $11.95. Benefits: one pair of Glasses, One Exam, One set of frames per year. Doesn't sound to bad. Now the fine print. Maximum benefit exam $35. Maximum benefit Lenses $35 Maximum benefit frames $30. That's $100 max for the cost of $143.40 per year. In the policies defense, it did offer 20 percent off additional services from their preferred providers. Though I have no doubt you could get that same discount without the plan by asking.
A Medicare supplement plan with dental may still be available for the lady.
So, Dan, how are you helping to fix the “ridiculously costly any type of healthcare is in the states?”
Dental had a much more detailed list of services, but it had co-pays that pretty much mirrored the actual cost of the services. Things like a co-pay for a filling of $50.00. It's price was close to $30 a month. Then there were maximum benefits for the services the OP is needed that are a small fraction of the actual costs. My admittedly limited experience hasn't found a supplemental Medicare plan for anything other than medical that makes sense financially.
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