My intent was not to say what was good/bad, or who got the cheapest insurance. It was a suggestion that before you set sail, you should check to make sure that when you show up at a hospital your insurance is in place. However, the extra information is welcome and I am sure it will help some with their selections.
Don't be a sheeple and blindly believe the promoters of this system. There are reports in the "news" that due to SNAFUs the transactions of many people were not entirely completed. The state run exchanges seem to be having better success then the federal run system.